A Radical Idea

A Short on Prosperity #21

Here is a radical idea:  start a prosperity plan. You could start a health plan, a college plan, a renewed mind plan, etc. But here we are talking about prosperity. You can see how well your plan is progressing because money is easy to count. The first part of that plan might be to start a journal where you write down what you learn about prosperity. God’s Word would be a great place to start. Write in your new journal verses about prosperity that inspire you or ones you recently learned.

Then to develop your prosperity plan, read some books or listen to audio CDs of the books. Learn from others what their journey was like and how they rose up. You could put lines in your journal that come from songs, poems, conversations with your banker or conversations you overhear.

The problem with our minds is that we don’t remember well what we learn. In the wilderness, did Israel remember all the times God delivered them in the past? NO! We want to do better than that. A journal is a great place to record what you don’t want to forget and to be able to review periodically what you have learned. Bring those things back up to the top of your thinking.

In the 70’s and 80’s, positive affirmations were very popular. But God says in His Word that His instructions need more than confessing His promises. For instance, James says that faith without works is dead. It is not enough to hear the words of prosperity, we actually have to do as instructed.

Even God talks about those who hear and then walk away. In some places, God talks about some that heard, and He said they mocked and laughed at the messengers. It says some were perplexed and some did not know what was going on. And then it says some believed. The Bible was written for those that want to believe. When this subject of money comes up, some want to argue about everything. They argue because they don’t believe, and since they don’t believe, they don’t do. Just let them be.

But not you. You are a giver, a saver, and an investor. Some promoters of prosperity advocate giving 10%, saving 10% and investing 10%. In other words, learning to live on 70% of your take-home income and taking that 30% off the top to accomplish your goals. This is a change of mindset. This is a new philosophy. This is a turning point in your prosperous life.

I have heard people say that it is amazing how quickly the funds stack up once they are saving.

The same things happen to everybody. We all have 24 hours a day, we live in the same economy and maybe live in the same country. Yet some prosper and become wealthy and others struggle all their lives.

God tells us in His Word to consider, to ponder, to think. Think:  why are some so prosperous and I struggle? Why do I tithe/give and yet I am always behind on my bills and broke?

Many times, changing our outcomes takes just small adjustments in our course. If you have never been one that saves money, perhaps 10% seems unattainable or to give 10% seems a lot more than you could do. Start with what you can believe to do. I started by putting change in a quart jar. Now we have money deducted from our account and put into a money market fund every week. As you carry out what God has said, your believing should grow along with the saved funds.

Every person has a philosophy on how they run their life, what they believe and how they act upon it. Some people don’t give, save, or invest. It is just not part of their inner philosophy. Perhaps no one ever showed them a better way.

I remember talking to a young man, about 35, who was a roofer a few years ago. We were talking about money and how business expenses had a great effect on how jobs were priced. This young man told me he had an older gentleman that worked for him that said one day “I make more money working for you than I did when I ran my own roofing business.” The young man asked the old man how much he used to charge to fix leaks in a roof. The older man said, “About $25.00.” “ How long did they usually take?” “About 2 hours.”  He was making about $12.50 per hour. The younger man told him, “I don’t even start my trucks for anything less than $150.00.”

The younger man went on to explain all the expenses involved in running a business. For example, trucks, insurance on the truck, fuel, maintenance, computer for billing, software, office supplies, and all the insurance required, like contractor’s liability and workmen’s comp. That was just for starters. After you have paid for all that, then you hand your wife what’s left and ask her to pay the household bills.

The older man said, “I never THOUGHT about all that.”

When it comes to prosperity, thinking is extremely important. Ask God why, how does this work, and what do I need to know? Then expect Him to teach you. You must start looking for the answers. Seek and ye shall find! Many times, you will learn through books or talking to people. God can teach you by being in the right place to overhear a conversation. Write what you learn in a journal because you won’t remember most of it. A journal is a great way to capture the important stuff.

This radical idea can help you begin to write out your prosperity plan for The Prosperous Life.

 

When My Ship Comes in

A Short on Prosperity # 20

One of the readers of The Prosperous Life wrote to me several years ago and said they learned in the first blog they read what they had been missing in their understanding all their life. That we are not only to be givers/tithers, but we are also to SAVE our money. Others have said knowing this one truth would have changed their life.

Tithing benefits the church, and it is of the greatest benefit to the believer as they save part of their income.

Another person wrote, “I wish I had known this years ago when my husband was alive.”

Another wrote, “We had put giving into our believing years ago even when we had no money, and God always provided. When we read the blogs about saving money, we put that into our believing also, and even though it seemed like we did not have enough to be able to save we were able to save every month.  God always provides.”

It is like the promise that says to those that have more shall be given.

When it comes to finances, it works the best to read what God has written in His Word and use the path for wealth that He has laid out rather than listen to the world’s suggestions. God’s ways are usually quite simple.

  1. Be a giver. And remember he that soweth (gives) sparingly will also reap sparingly.
  2. Be a saver. And remember there is oil and wine in the house of the wise, but the fools spend it all.
  3. Be an investor, a lender. Remember the virtuous woman that considered a field and bought it? It does not say she went to the bank and signed a mortgage. She had to have saved the money to have some to invest.

Sometimes we would like prosperity to be almost instantaneous — like winning the lottery, or we may say we will be all right when our ship comes in or when our rich relative dies and we inherit. These things may never happen. But like most things in life, wealth and prosperity are a slow growth process.

Practicing the principles of God always works.

So, there is more to The Prosperous Life than giving. There is saving and investing also along with many other principles.

Obedience Results in Stability!!

We had no idea the peace and stability that would come into our lives when we began the journey of saving money in our newly formed storehouses. We had been givers, tithers, for years but saving money changed our lives.  Isaiah says that wisdom and knowledge (of God and His Word) will be the stability of our times.

Isaiah 33:6  And wisdom and knowledge shall be the stability of thy times,

We are to be not only hearers of His Word, but doers of the Word as James says.

James 1:22  But be ye doers of the word, and not hearers only, deceiving your own selves.

I began saving by putting my change in quart jars.

Then we started an emergency fund. Once we started that, it was as if the devil tried to see if we were serious and going to stick to the decision of an emergency fund because we had one emergency after another.  But this time, the situation was different. Instead of charging the event on a credit card, we had cash to pay.  We had depleted our emergency fund afterwards, but we had no debt because of the event. One of the great keys to prosperity is to have no debt. Every article or book I have read on prosperity including the Bible says one of the fundamental principles of prosperity is to have NO DEBT!!

We would drain the fund and then fund it again. Then another emergency. Eventually, the emergencies calmed down and we moved past them, but the funds in the emergency fund began to increase.

At one point we realized we were just piddling at saving money and decided to get serious. We set up an automatic withdrawal every month into a money market account.  Then as we were faithful to that, our ability to save even more increased.

Having a storehouse/savings account adds financial stability to your life. It is being obedient to what God has said.

In Proverbs 3, God tells us to honor Him with the first fruits of all our increase, and He will fill our barns/storehouses.

Proverbs 3:9,10  Honour the LORD with thy substance, and with the firstfruits of all thine increase: So shall thy barns (storehouses) be filled with plenty, and thy presses shall burst out with new wine.

Well, we must have a storehouse for him to fill. Then we need to set aside some of our increase that God provides to put in that storehouse.  Today we might call that a savings account.  What will be the result of that action over the long haul?

We have no idea where the promptings of God, obeying the promises of His Word will lead.  We cannot see that far down the road.  We have never been there before.

In Acts, Peter was on the housetop praying while they prepared lunch.

Acts 10:19,20  While Peter thought on the vision, the Spirit said unto him, Behold, three men seek thee. Arise therefore, and get thee down, and go with them, doubting nothing: for I have sent them.

When Peter was on the housetop praying and God told him to go with the men sent from Cornelius, did Peter know at that moment what was going to happen at Cornelius’s house? No. But Peter would use the second key that Christ gave him to open the kingdom of heaven to the Gentiles. (To learn more about Peter and the keys to the Kingdom Jesus Christ gave him, click here.) Did God tell him the end results of his obedience? That he would unlock the door for millions of gentiles around the world to gain eternal life? No.  But he trusted God and obeyed His voice and went with the men God sent, not knowing what would happen.

In another record in Acts, Jesus Christ confronted Saul on the road to Damascus.

Acts 9:3-6  And as he journeyed, he came near Damascus: and suddenly there shined round about him a light from heaven: And he fell to the earth, and heard a voice saying unto him, Saul, Saul, why persecutest thou me? And he said, Who art thou, Lord? And the Lord said, I am Jesus whom thou persecutest: it is hard for thee to kick against the pricks. And he trembling and astonished said, Lord, what wilt thou have me to do? And the Lord said unto him, Arise, and go into the city, and it shall be told thee what thou must do.

When Jesus Christ confronted Paul on the road, did God tell Paul he would write the seven church epistles that would be the foundational revelation for the grace administration?  No.  Paul simply obeyed the vision, and God revealed more and more as Paul continued to walk the path God laid out in front of him.

We have no idea where putting money in our storehouse/savings account each month will lead to down the road. We literally cannot see the end result of that obedience to God’s Word. We may have never been there before – the result of long-term saving money. But the vision/promises open up as we obey our Father God.

If for some reason down the road, you lose all your wealth, and money, as God says sometimes it makes wings and flies away, what you still have left is the wisdom of how to save, how to invest, and what all is involved.  You have been there before. You know that starting with $20.00 in a savings account is only the beginning, and the end result will be well worth the effort.

Deuteronomy 8:18  But thou shalt remember the LORD thy God: for it is he that giveth thee power to get wealth, that he may establish his covenant which he sware unto thy fathers, as it is this day.

God gives you the power to get wealth and he has many promises of prosperity to those who believe, trust, and obey his word.

Proverbs 21:20  There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.

Proverbs 8:21  That I may cause those that love me to inherit substance; and I will fill their treasures.

Once again here God encourages us to save some of the money, he sends our way.

This storehouse money can give great stability and peace to your life.  What is stability?  Stability smooths out the rough ups and downs of our financial lives.  God shows us in His Word that He desires stability for us even in the financial realm.

For example, Joseph stored up grain for seven years in the years of plenty, and it saved the world during the seven years of famine.  It helped to lessen the depth of the valley produced by the famine.  Saving money can do the same for us.  Why do you think God put this record in His Word?  We too go through economic ups and downs, and we have emergencies that come up in our lives as well as the funds we need for old age.

God tells us to do the same with the analogy of the ant that stores up in the summertime for the months when there is nothing to harvest.  He tells us to go study the ant for a reason.

Proverbs 6:6-8  Go to the ant, thou sluggard; consider her ways, and be wise: Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest.

Once you have believed this truth of saving money for many different events, your life begins to change.  Much of your anxiety over money can begin to subside – worrying over bills, emergencies, and retirement.  You will manifest more of the stability and peace God desires for you as His child.  Learning God’s will and carrying it out is all part of The Prosperous Life God wants for us as his children.

Prosperity Stories

Share your journey!

Some of you have left comments on the blogs or here in this group or emailed me personally. I would like to use some of those in a new book I am going to do shortly. I am willing to give one of these coffee cups to anyone who writes to me. The Pictures are the front and back of the same cup.

I would like some testimonials about the book, Poverty vs Wealth, and/or the blogs from the Facebook group, The Prosperous Life.

  1. I would like to know something about you. What field do you work in?

If you are a stay-at-home mom, how has it changed your family and/or your peace of mind?

  1. What was your financial life like before you read the book and/or blogs?
  2. Did you have any unanswered questions about money from the Bible, and did you find the answers that satisfied your soul?
  3. What have you experienced since you read the book or blogs? Has your financial life changed and in what ways?
  4. What would you say to someone on the fence about reading the information or saving money?
  5. What topics or areas benefited you the most? What truths became clearer?

As I stated above, I plan to do another book in the next year or so using some of the blogs Https://RogerBraker.com, and I would like to use some of your stories to introduce some of the chapters. Or I may use them on the Facebook group. I would change the names so as not to embarrass anyone or expose you.

I would like them to be as long as it takes you to communicate what is in your heart. I believe they will be extremely helpful to others to see that if this information worked for you it may work for them.

If you’ve been a reader of most of these posts and the book, Poverty vs Wealth, most of you are regular givers. Giving is something we’ve been taught for many years and that God will bless us back when we give. Therefore, the emphasis of the book and the blogs is more on saving, investing, and trusting because these are the areas in finance that we were never taught.

We designed these cups to inspire you to save your money, to invest it wisely, and to trust that God will fulfill His promises to prosper you because these are the areas most of us need to grow in.

S = Save – Proverbs 6:8 says the ant is exceedingly wise as she stores or saves for what is the winter ahead. We save for many reasons – a new car, retirement, college for the kids, etc.

I = Invest – “Luke 19:23 “Wherefore then gavest not thou my money into the bank, that at my coming I might have required mine own with usury/interest?” Putting the money in the bank is a form of investment. Investing is implied throughout the Bible.

T = Trust – Trust that God will fulfill His promises to prosper you and fill your storehouses. We do what He asks and then He does what He promises.

The unique thing about these cups is that when you drink your coffee or tea in the morning, it can remind you to Save – Invest – Trust, OR to Speak -In – Tongues. Maybe both, and both are part of The Prosperous Life!

I only have a limited amount of these cups. This offer will not go on indefinitely.

Please don’t post your information here. Please send the stories to: Roger@RogerBraker.com

Also, I will need your name and address for the shipping.

God bless you all! You are the best!

Roger B.

Another Piece of the Puzzle — Investing Part 2

The scriptures are divinely designed to be put together. They reveal themselves to those who consider them.

In our quest to understand The Prosperous Life God desires for us, investing is one of the important topics. Sometimes reading verses from other translations can give us greater light and understanding. When it comes to investing, Ecclesiastes 11 is interesting from the NIV.

Ecclesiastes 11:1, 2, 4, 6

1 Ship your grain across the sea; after many days you may receive a return. (Some translations say, “a profit.”)

2 Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.

4 Whoever watches the wind will not plant; whoever looks at the clouds will not reap.

Procrastination is partly what keeps us living from paycheck to paycheck. Many times, there is no perfect time to start with investments. Just get started.

6 Sow your seed in the morning, and at evening let your hands not be idle, for you do not know which will succeed, whether this or that, or whether both will do equally well.

God does not command us to invest our money, but He does not prohibit it either. But there are many implications that we are to invest the money He trusts us with as we just read above. One thing to remember is that wealth is not a large paycheck. If you have a large paycheck, once it is spent, you are broke again. Wealth is more long-term; it comes from investing part of that paycheck each time so that you can provide an inheritance for your grandchildren, a retirement for both of you, or help your church to grow and move God’s Word, etc. God gives us the power to become wealthy. He explains how in His Word.

When it comes to sowing and reaping, a verse that I think of is:

2 Corinthians 9:6  But this I say, He which soweth sparingly shall reap also sparingly; and he which soweth bountifully shall reap also bountifully.

The great man who was a Sower in the Bible was the Lord Jesus Christ. In a parable, he talked about the Sower going forth to sow. If you think about it as an actual seed, the seed could have been ground into flour and eaten or it could be invested/planted in a field and reap a great crop, thousands of times more seed than what was planted. Thus, a return on the investment.

Jesus did this. Not all the seeds he sowed landed on ears that truly listened and grew. But some did. He spent most of his time with his 12 apostles. Sowing. On the day of Pentecost, the crop had ripened, and then God began to reap the work that Jesus Christ had planted.

Notice Jesus did not invest great amounts of time with all the people, but mostly with his apostles. We too do not want to spread our investments so greatly that we cannot look after them. Some have said that 12 investments are about the most many people can handle. Ecclesiastes says seven to eight ventures or investments. Good numbers to keep in mind.

Jesus was not opposed to investing money as it is implied in the parable in Matthew 25.

Matthew 25:14-29

14“Again, the Kingdom of Heaven can be illustrated by the story of a man going on a long trip. He called together his servants and entrusted his money to them while he was gone. 15 He gave five bags of silver to one, two bags of silver to another, and one bag of silver to the last—dividing it in proportion to their abilities. He then left on his trip.

16 “The servant who received the five bags of silver began to invest the money and earned five more. 17 The servant with two bags of silver also went to work and earned two more. 18 But the servant who received the one bag of silver dug a hole in the ground and hid the master’s money.

19 “After a long time their master returned from his trip and called them to give an account of how they had used his money. 20 The servant to whom he had entrusted the five bags of silver came forward with five more and said, ‘Master, you gave me five bags of silver to invest, and I have earned five more.’

21 “The master was full of praise. ‘Well done, my good and faithful servant. You have been faithful in handling this small amount, so now I will give you many more responsibilities. Let’s celebrate together!’

22 “The servant who had received the two bags of silver came forward and said, ‘Master, you gave me two bags of silver to invest, and I have earned two more.’

23 “The master said, ‘Well done, my good and faithful servant. You have been faithful in handling this small amount, so now I will give you many more responsibilities. Let’s celebrate together!’

24 “Then the servant with the one bag of silver came and said, ‘Master, I knew you were a harsh man, harvesting crops you didn’t plant and gathering crops you didn’t cultivate. 25 I was afraid I would lose your money, so I hid it in the earth. Look, here is your money back.’

26 “But the master replied, ‘You wicked and lazy servant! If you knew I harvested crops I didn’t plant and gathered crops I didn’t cultivate, 27 why didn’t you deposit my money in the bank? At least I could have gotten some interest on it.’

28 “Then he ordered, ‘Take the money from this servant, and give it to the one with the ten bags of silver.

29 To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.

30 Now throw this useless servant into outer darkness, where there will be weeping and gnashing of teeth.’ (NLT)

Many translations use the word “invest” here. Jesus is speaking here about the Kingdom of Heaven, and he uses the proper use of money to illustrate his point. Then he gives us the point of the parable at the end.: “To those who use well what they are given, (talents in the Kingdom or money) even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.”

 So investing is much implied in God’s Word. The Bible shows that investing is normal and expected. The idea of living from paycheck to paycheck is not seen anywhere as a virtue. Once we start investing God’s money, we should pay attention to our investments.

Proverbs 27:23  Be thou diligent to know the state of thy flocks, and look well to thy herds.

God does not give us great wealth all at once because we would not know how to handle it or since it did not cost us any great labor to get it, we would not pay as much attention to our investments.

Proverbs 13:11 Wealth hastily gotten will dwindle, but those who gather little by little will increase it. (NRSV)

Little by little we invest and learn to see it grow, and we learn how to manage it.

Learning to be patient is required in investing and building wealth. Most investments take time. An oak tree takes many years to become large enough to harvest. Some investing we do will be of great benefit to our families in the generations to come. Some investments will be more short term as in planting a garden — planting in the spring and reaping in the summer and fall. Slow and steady wins the race. …

When we use up all our seed (money) each week, it leaves nothing to multiply or grow. We are not managing our money well. We are just using it all to live.

Proverbs 21:20 There is precious treasure and oil in the dwelling of the wise; but a foolish man swalloweth it up.

Procrastination is a mistake. Let’s face it, it’s easy to procrastinate when it comes to investing in the future. Most people believe investing is important, but they put it off. They want to pay the bills first and buy a new car.

Proverbs 20:4 “Sluggards do not plow in season; so at harvest time they look but find nothing.”

Investment in knowledge pays the best interest. Ben Franklin

God invested Himself in mankind. He worked all through the Old Testament waiting for the right time to send His son. God and Jesus Christ worked together to bring the salvation of mankind to pass.  God started planting the seeds of salvation right after Adam and Eve sinned. Eventually, God reaps the return of His investment at the end of the world when He sends forth His angels to reap the earth.

Revelation 14:14-16

14 Then I looked, and there was a white cloud! On the cloud sat someone who was like the Son of Man, with a gold victor’s crown on his head and a sharp sickle in his hand.

15  Another angel came out of the Temple, crying out in a loud voice to the one who sat on the cloud, “Swing your sickle, and gather the harvest, for the hour has come to gather it, because the harvest of the earth is fully ripe.”

16  The one who sat on the cloud swung his sickle across the earth, and the earth was harvested.

God has a great investment going on right now on the earth and in your life. He wants you to prosper as one of His children and He has laid out the path to prosperity in His Word for us to follow. We are to be followers and imitators of Him and be great investors ourselves and thus bring glory to Him. This is another piece of the puzzle in the quest for The Prosperous Life. I leave you with these two verses to consider.

Deuteronomy 8:18 But thou shalt remember the LORD thy God, for it is he that giveth thee power to get wealth; that he may establish his covenant which he sware unto thy fathers, as at this day.

2 Timothy 2:7 Consider what I say; for the Lord shall give thee understanding in all things.